Killeen, Harker Heights, Copperas Cove and Fort Hood Texas real estate listings, home buying, selling and relocation information

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Financing Your Home >Your Financial Cushion

When you calculate how much you will need to purchase a home you will add up the down payment and closing costs. It is also a good idea to leave yourself with some financial cushion to cover the incidental expenses associated with moving.

First, you will have to pay the moving company unless you can find friends with strong backs who will help you. Then many buyers plan to do some work, such as painting, replacing carpet, or refinishing floors. If you are moving into a larger space, you may find yourself making some major furniture purchases within a few months of closing.

A financial cushion is important enough that some lenders require buyers to have an amount in the bank equivalent to two or three months mortgage payments. This is especially true for buyers who are putting less than ten percent down. Your real estate agent can give you guidance. A lot depends on your overall financial situation. If your mortgage is a relatively low percentage of your monthly income, you will be able to rebuild a comfortable amount of savings in a few months.

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Q	What private residence is considered the most expensive house ever built?
A	The William Randolph Hearst Ranch in San Simeon, California cost over $30 million, equivalent today to $276,883,320. Bill Gates recently built a home for over $40 million.
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Peggy Fenton, REALTOR®, real estate agent and broker for Killeen, Harker Heights, Copperas Cove and Fort Hood Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Peggy Fenton
EXIT HOMEVETS REALTY
2000 East Central Texas Expressway Suite B
Killeen
TX 76541
254-953-8387
254-699-6006
Fax: 254-699-6011
Real Estate Licence: 03592390 TX
PeggyFenton@peggysells4u.com
My name is Peggy Fenton and I am a realtor with EXIT HOMEVETS REALTY, Realtors in Killeen, Texas. I am a native born Texan. I have been a military wife myself; therefore, I feel very comfortable when I say that I truly understand the relocation process and all that it involves. I have lived in the area since 1971, with the exception of our military moves. I have a marvelous, handsome 23-year-old son that is soon to graduate from college in horticultural engineering, thank goodness! I have been a member of the Fort Hood Area Board of Realtors for the past 14 years, which serves the surrounding cities of Killeen, Harker Heights, Copperas Cove, Kempner, and Lampasas. I am an Associate Broker, a Certified Residential Specialist (CRS), Graduate Real Estate Institute (GRI), Certified Relocation Certified Specialist (CRRS), and have been a multimillion-dollar producer for the past 14 years. For those of you that like the Belton/Salado/Temple areas, I have just joined their board of realtors and can help you in those areas as well. My job is to do everything in my power to help make your move one that is essentially worry free. I can help make lodging reservations, provide you with educational, employment, and child-care information. I am here to provide you with absolutely outrageous service! My personal hobbies include spending time with my horses, snow skiing, gardening, and cooking. Call me for all your real estate needs, EXIT HOMEVETS REALTY… making real estate real easy ®

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