Killeen, Harker Heights, Copperas Cove and Fort Hood real estate and homes for sale in Texas - Peggy Fenton, REALTOR® Peggy Fenton REALTOR(r) for Killeen, Harker Heights, Copperas Cove and Fort Hood, Texas real estate - NUMBER1EXPERT™ Peggy Fenton NUMBER1EXPERT(tm) for Killeen, Harker Heights, Copperas Cove and Fort Hood, Texas real estate

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Peggy Fenton, REALTOR®, real estate agent and broker for Killeen, Harker Heights, Copperas Cove and Fort Hood Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

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Real Estate Tips
Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Real Estate Trivia
Q 
What is considered to be one of the soundest long-term investments?

A 
Real estate has a long-term record of strong investment return and is a driving force of the national economy.
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Peggy Fenton, REALTOR®, real estate agent and broker for Killeen, Harker Heights, Copperas Cove and Fort Hood Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Peggy Fenton
EXIT HOMEVETS REALTY

2000 East Central Texas Expressway Suite B
Killeen
TX 76541
254-953-8387
254-699-6006
Fax: 254-699-6011
Real Estate Licence: 03592390 TX
PeggyFenton@peggysells4u.com

My name is Peggy Fenton and I am a realtor with EXIT HOMEVETS REALTY, Realtors in Killeen, Texas. I am a native born Texan. I have been a military wife myself; therefore, I feel very comfortable when I say that I truly understand the relocation process and all that it involves. I have lived in the area since 1971, with the exception of our military moves. I have a marvelous, handsome 23-year-old son that is soon to graduate from college in horticultural engineering, thank goodness! I have been a member of the Fort Hood Area Board of Realtors for the past 14 years, which serves the surrounding cities of Killeen, Harker Heights, Copperas Cove, Kempner, and Lampasas. I am an Associate Broker, a Certified Residential Specialist (CRS), Graduate Real Estate Institute (GRI), Certified Relocation Certified Specialist (CRRS), and have been a multimillion-dollar producer for the past 14 years. For those of you that like the Belton/Salado/Temple areas, I have just joined their board of realtors and can help you in those areas as well. My job is to do everything in my power to help make your move one that is essentially worry free. I can help make lodging reservations, provide you with educational, employment, and child-care information. I am here to provide you with absolutely outrageous service! My personal hobbies include spending time with my horses, snow skiing, gardening, and cooking. Call me for all your real estate needs, EXIT HOMEVETS REALTY… making real estate real easy ®

CRS GRI


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